Mortgage Loans


Loan Requirements
  • Letter of Sale or Purchase Agreement
  • Title documents/ Deed of Conveyance/ Lease
  • Updated Land and Building Taxes
  • Updated WASA Clearance certificate
  • Insurance (Life – assigned to the Credit Union Home Owners Insurance Policy (to be submitted prior to disbursement)
  • Search, Valuation & Surveyors Report (enquire about our preferred providers)
  • Evidence of Income - (Payslip/Job Letter/Income & Expenditure Statement for business owners/self-employed persons)
  • Letter of Indebtedness
  • 10% Downpayment
  • B.I.R. Number
  • 2 forms of ID
  • Certificate of Assessment (for home purchase)
  • Approved Building Plan
  • Projected Valuation Report (for home construction)
  • Builder’s Detailed Estimate (enquire about our preferred providers)
  • Construction All Risk Coverage Insurance Policy (Bridging Loan)
  • Certificate of Completion (Bridging Loan)
  • Quality Surveyor’s Report (Bridging Loan – required for $300,000.00 and over)


For more info contact one of our loan officers at 624-6228 or 625-9455

ext. 192 - Mrs. Christal Ledger-Moore

ext. 193 - Ms. Joy Garcia                        

ext. 194 - Mrs. Lata Mangroo                

ext. 195 - Ms. Cynthia Kennedy